🚗 Marchamo 2025 Costa Rica: Essential Guide for U.S. & EU Expats

Your company, investment or lifestyle in Costa Rica may hinge on vehicle compliance. The Marchamo tax is mandatory each year and applies to all registered vehicles.

In this guide you’ll understand what Marchamo includes, who must pay it, estimated costs, legal consequences of delay, and why it’s essential for expats and foreign investors.

🔎 What Is the Marchamo Tax?

• SOA Insurance: Compulsory third‑party liability insurance.
• Vehicle Property Tax: Based on fiscal value assigned by COSEVI.
• Additional Charges: Unpaid fines, municipal fees, registration infractions.

👤 Who Must Pay Marchamo?

• All residents & non‑residents with vehicles registered in Costa Rica.
• Imported vehicles once officially registered under COSEVI or National Registry.
• Cars, motorcycles, ATVs, scooters, trucks and all motorized transport.

📅 Payment Deadlines & How to Pay

The Marchamo payment window for 2025:

• Period Opens: November 1, 2025
• Deadline: December 31, 2025

Late payments trigger automatic fines and interest starting January 1, 2026.

Payment methods include:

• INS Marchamo Online Portal
• Authorized Costa Rican banks
• Certified insurance agencies

⚠️ Consequences of Late Payment

• Daily interest applies to outstanding balance.
• Possibility of vehicle impoundment.
• Cannot renew vehicle permits or legal documents.

💵 Estimated Cost of Marchamo

Cost depends on:

• The vehicle’s fiscal value
• Model year and classification
• Unsettled fines or violations

Typical costs: standard sedans around $300 USD, while imported luxury or utility vehicles may reach up to $8,000 USD.

🌍 Why This Matters for Expats & Investors

• Ensures compliance with traffic and fiscal obligations.
• Avoids legal complications, driving bans or impoundment.
• Protects resale value and legal status of vehicles.
• This is the annual cost of living in Costa Rica. You can learn more about the cost of living at the following link: Cost of Living in Costa Rica

📝 Frequently Asked Questions

How much is Marchamo for a U.S. expat?

It depends on the vehicle’s fiscal value—use the INS portal to estimate your fee.

Can I pay Marchamo from abroad?

Yes—international cards are accepted via INS Marchamo site.

Do I pay if I don’t use the car?

Yes—Marchamo applies to all registered vehicles regardless of usage.